UNL Home Healthcare Shield
SHORT-TERM HOME HEALTHCARE INSURANCE
Home Healthcare Shield helps you explore insurance options designed to provide financial support when care is needed at home. Routt Insurance will help you understand available coverage and find an option that fits your needs and budget.
Did you know?
70%
70% of adults aged 65 or older, will require long-term care at some point.¹
$80,000
The median cost for home health care is almost $80,000 per year.²
HOW IT WORKS
Three benefit levels and a Prescription Drug Benefit (not available in all states), allow you to tailor your policy to fit your needs. To qualify for most short-term care benefits, your health care practitioner must certify you as having the inability to perform at least two of six activities of daily living or as having a cognitive impairment. You have the freedom to use the cash benefits in any way you choose. All plans are guaranteed renewable for life. Four optional riders are available to enhance your coverage (some riders may not be available in all states):
-
Accident & Sickness Hospitalization
-
Critical Accident
-
Return on Premium Death Benefit
-
Ambulance Benefit
WHAT IT HELPS PROVIDE BENEFITS FOR
-
Skilled nursing care (RN)
-
General nursing care (lpn/lvn)
-
Physical therapy
-
Chemotherapy Specialist
-
Enterostomal Therapy
-
Respirational Therapy
-
Prescription Reimbursement Benefit*
-
Occupational Therapy
-
Medical Social Services