Medicare OEP for Advantage Plans runs January 1 through March 31

We do not offer every plan available in your area. Currently we represent 10 organizations which offer 34 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Counts above are for Pinellas County, Florida. Call (727) 513-8338 for the number of organizations and products we represent where you live.

Medicare Supplements

Most people know that Medicare Open Enrollment runs from October 15 to December 7 each year. If you're in a Medicare Advantage plan and aren't happy with your choice, you get another chance: the Medicare Advantage Open Enrollment Period runs from January 1 through March 31. It runs at the same time as the Medicare General Enrollment Period, when you can sign up for Part A and/or Part B if you didn't sign up when you were first eligible.

During the Medicare Advantage Open Enrollment Period, you can switch to a different Medicare Advantage plan, or drop your Medicare Advantage plan and go back to Original Medicare (and join a separate Medicare drug plan). If you go back to Original Medicare and want a Medicare Supplement (Medigap) policy, insurance companies may be allowed to use medical underwriting unless you have a guaranteed issue right, for example if your plan is leaving your area or you are within a trial-right period.

There are several reasons you might not be happy with your original choice, including: Learning your doctor is not in the plan's network – Learning that some of your medications are not included in the plan's formulary – Realizing that the cost of your medications with the plan is higher than you expected – Finding there is a limited network of available doctors and specialists.

Whatever your reason, you don't have to wait until October 15. Your new coverage starts the first day of the month after the plan gets your request. Unlike fall Open Enrollment, when you can make as many changes as you want, you can make only one change during the Medicare Advantage Open Enrollment Period.

We can assist you if you have questions about your Medicare coverage during OEP and any other time of the year. As a licensed agent I can help you find a plan in your area that meets your budget and lifestyle needs.

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Reference

Initial Enrollment Period

Open Enrollment Period

Medicare Advantage Open Enrollment Period